Mortgage Comparison Calculator
Compare up to 4 different mortgage loan options side by side to find the best deal for your situation
Loan Comparison Results
| Loan Details | Option 1 | Option 2 | Option 3 | Option 4 |
|---|
💡 Recommendation
Calculating best option...
Cost Comparison Over Time
Monthly Payment Breakdown
Mortgage Comparison Tips
📊 Compare APR
APR includes interest rate plus fees, giving you a true cost comparison between loans.
💰 Consider Total Cost
Look beyond monthly payments. Consider total interest paid and upfront costs over your planned ownership period.
🎯 Discount Points
Points lower your rate but increase upfront costs. They pay off if you keep the loan long enough.
⏰ Break-Even Analysis
Calculate how long it takes for lower payments to offset higher upfront costs.
🏦 Loan Types
FHA, VA, and USDA loans offer benefits but may have different costs and requirements.
📋 Get Multiple Quotes
Shop with at least 3 lenders. Rates and fees can vary significantly between lenders.